At Streamline Funding, we have a wide range of fast & easy residential hard money loan options.  No matter if you’re looking for a bridge loan, construction loan, rehab loan, cash-out, or acquisition funding, we have a loan option for you.  With a proven success rate for quickly closing hard money loans, we’re here to help you make money on your real estate investment project.

Fix & Flip

This loan provides financing to acquire, renovate and sell the property for a profit.  We’ll fund 100% of the acquisition and 100% renovation costs for loans under $350,000 and we have great terms for larger loans.

New Construction

Intended for developers, builders and general contractors, this loan provides the needed cash when building a home under market value.  These “spec” home projects are often the most valuable to our customers and we are happy to help.

Buy & Hold

Buying a “fixer-upper” rental property? Our high leverage loans for rental properties are made for you to acquire and renovate homes with ease while lining you top secure your permanent financing.

Cash Out

When “liquidity” is an issue, we can “cash-out” part of the equity in your current investment property(s).  The cash is not administered by us and it does not have to be approved before closing.


We are proud to provide our customers with industry leading terms. We pride ourselves on being a leading Hard Money Lender in Texas.  We have built a reputation on being fast, friendly and easy to work with.  Below are our current rate terms:


Loan Types Fix & Flip New Construction Cash-Out
Terms (length of loan) 6-18 Months 6-18 Months 6-18 Months
Interest Rate* 11.99% - 13.99% 12.49% - 13.99% 11.99% - 13.99%
Points* 2 - 5 3 - 5 2 - 5
Max LTV (load to value) 70% 70% 70%
Max LTC (loan to cost) 95% 90% N/A


*Interest rate and points subject to construction amount and credit rating of the guarantor.


Streamline Funding is currently focused on lending in the Austin, Dallas, Houston and San Antonio. We offer all loan programs and loan types in these areas. We also serve other areas in Texas – please call us for details on properties outside of our MSAs.