Loans

ATTENTION Borrowers 

Due to the dynamic state of our economy during the COVID-19 crisis, our usual product offerings are unavailable. However, in the interim, the following residential loan products are available:

  • Loans for light renovations (for budgets that comprise 25% or less of the loan amount),
  • Loans for major renovations and new construction projects (for budgets that comprise more than 25% of the loan amount), and
  • Asset-only acquisition loans

Additional guidelines:

  • Max loan amount of $1MM
  • Max per unit value of $550K
  • Investment projects only
  • Projects must be located in Austin, DFW, San Antonio, and Houston MSAs
  • Interest-only payments
  • Minimum Credit: 680
  • Experience Requirement: 2+ similar projects in last three years

Please contact us for more information on these products and how we can assist with your next project. Thanks! 

Don’t Do It “A-Loan”!

We have a loan product for every real estate investor. Which one are you?

First-time flippers

You've just gotten your feet wet in the investment real estate game and you're ready to dive in head-first. We're ready to fund your next project.

Professional Flipper

You know your way around real estate rehabs. You tee them up and knock them out. Need multiple loans? Don't worry, we've got your back.

Professional Builders

Building homes from the ground up is your business and you need loans large enough to scale with you. We've got you covered.

Enterprise Level


You’re looking for $5-50 MM in funding and traditional lending sources just aren’t cutting it. You need more than a bank – you need a professional funding partner. We’re ready to work with you


No two real estate projects are alike. That's why you can't settle for a one-size-fits-all financing solution. We specialize in creative loan structures built specifically around the nuances of each individual project, so you have exactly what you need to get the job done. We understand, the financial side of real estate investing can be complicated, so let us take on all that hassle.
 

Residential Renovation

This is one of our most popular loans - a simple financing option for real estate entrepreneurs with a residential fix-and-flip investment property. It offers up to 97.5% of financing for purchase and renovation costs
Click here for rates

A perfect fit for: First Time Flippers, Professional Flippers, and Enterprise Levels.

APPly today
 

Fix and Flip

This is one of our most popular loans - a simple financing option for real estate entrepreneurs with a residential fix-and-flip investment property. It offers up to 100% of financing for purchase and renovation costs.

A Perfect fit for: First Time Flippers, Professional Flippers, and Enterprise Levels.

APPly today
 

New Construction

This loan is ideal for enterprise-level new home builders looking for non-bank financing to build single or multiple new speculative construction homes. It provides an industry-leading low down payment of 5% on total project costs in many cases.

A Perfect fit for: Professional Builders and Enterprise Levels.

APPly today
 

LAND
ACQUISITION
LOAN

Quite simply, this loan is intended to help investors acquire land quickly for development and construction projects. If you need to secure land for your project during the planning phase, this loan is for you.

A Perfect fit for: Professional Builders, and Enterprise Levels.

APPly today

Residential New Construction

This loan is ideal for new home builders looking for non-bank financing to build single or multiple new spec construction homes. It provides an industry-leading low down payment of 5% on total project costs.
Click here for rates

A perfect fit for: Professional Builders and Enterprise Levels.

APPly today
 
 

Residential Development

This exclusive loan product aims to help developers create new urban infill communities with multiple homes. It offers a one-time close for both development and construction loans.
Click here for rates

A perfect fit for: Portfolio Builders, and Enterprise Levels.

APPly today
 

Infill and
Development Loan

This exclusive loan product aims to help developers create new urban infill communities with multiple homes. It offers a one-time close for both development and construction loans.

A Perfect fit for: Professional Flippers, Professional Builders, and Enterprise Levels.

APPly today

MultiFamily Development

Our exclusive capital offerings allow us to provide highly-specialized renovation loans that position us as the ideal partner for multifamily property owners and developers.
Click here for rates

A perfect fit for: Professional Builders and Enterprise Levels.

APPly today
 
 

Landlord

This no nonsense loan give you the ability to acquire more income producing properties. No red tape, fast, easy and simple. Designed for rental properties.
Click here for rates

A perfect fit for: Landlords of all stripes.

APPly today

Cash-Out / Refinance

Tap into the equity of your investment property. No hurdles or hoops to jump through. Fast, simple, and up to 70% LTV.
Click here for rates

A perfect fit for: All levels

APPly today
 
 

Acquisition Only 

Never let a good opportunity go. Our Acquisition Only Loan is the perfect fit for land banking and purchasing investment properties without any hassle
Click here for rates

A perfect fit for: Professional Builders and Enterprise Levels.

APPly today
 

RENTAL PROPERTY
LOAN

Designed for rental properties, this is a two-step loan for real estate investors buying residential real estate properties. Short-term financing of 100% is followed by a low-rate long-term loan.

A Perfect fit for: Landlords of all stripes.

APPly today
Streamline Funding Rate Sheets
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RESIDENTIAL RENOVATION

  • 12 months
  • Starting at 9.5%
  • 2-3 Points
  • 97.5% max LTC
  • 70% max LTV
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RESIDENTIAL NEW CONSTRUCTION

  • 12+ months
  • Starting at 10.25%
  • 2.5-3.5 Points
  • 95% max LTC
  • 70% max LTV

 

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RESIDENTIAL DEVELOPMENT

  • 24+ months
  • Starting at 12%
  • 2-4 Points
  • 90% max LTC
  • 70% max LTV
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MULTIFAMILY RENOVATION

  • 12-36 months
  • Starting at 11.5%
  • 2.5-5 Points
  • 95% max LTC
  • 75% max LTV

 

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LANDLORD

  • 12 - 36 months
  • Starting at 9.5%
  • 2 Points
  • 70% max LTV

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CASH-OUT

  • 12 + months
  • Starting at 9.5%
  • 2 Points
  • 70% max LTV
  • Seasoning requirement ≥ 12 months
 
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LAND ACQUISITION

  • 12+ months
  • Starting at 10.25%
  • 2-5 Points
  • 70% max LTC
  • 70% max LTV

 

 

Our Rate sheet

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FIX-AND-FLIP

  • 12-18 months
  • Starting at 12%
  • 2-4 Points
  • 95% max LTC
  • 70% max LTV
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NEW CONSTRUCTION

  • 12-18 months
  • Starting at 12%
  • 2-4 Points
  • 90% max LTC
  • 70% max LTV
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Infill And Development

  • 12-14 months
  • Starting at 12%
  • 2-4 Points
  • 85% max LTC
  • 65% max LTV
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Land Acquisition

  • 12 months
  • Starting at 12%
  • 2-5 Points
  • 65% max LTC
  • 65% max LTV
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Flex Loan

  • 12 months
  • Starting at 12.50%
  • 2-5 Points
  • 70% max LTC
  • 70% max LTV

*We reward payoffs with preferred terms.

Ready to get your project started? We’ll lend you a hand!

Apply Now

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